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In the modern age of banking, technology has made managing your finances more convenient than ever before. USAA Bank, renowned for its exceptional services to military members and their families, offers a straightforward way for customers to check their bank balance using their phone numbers. In this article, we will guide you through the steps to check your USAA Bank balance with your phone number, ensuring that you can quickly access your financial information anytime and anywhere.

Step 1: Enroll in USAA Mobile Banking

Before you can check your USAA Bank balance with your phone number, you need to ensure that you are enrolled in USAA Mobile Banking. If you haven’t already enrolled, follow these steps:

  1. Download the USAA Mobile app from your device’s app store. The app is available for both Android and iOS devices.
  2. Open the app and select the option to register or sign up.
  3. Provide your personal information, including your USAA Bank account number and other necessary details.
  4. Create a username and password for your mobile banking account. Make sure your password is strong and secure.
  5. Follow the on-screen instructions to complete the registration process, which may include verifying your identity through a one-time verification code sent to your registered email or phone number.

Step 2: Log In to USAA Mobile Banking

Once you have successfully registered for USAA Mobile Banking, you can log in to your account by following these steps:

  1. Open the USAA Mobile app on your mobile device.
  2. Enter your username and password in the provided fields.
  3. Tap the “Log In” or “Sign In” button to access your mobile banking account.

Step 3: Access Your Account Summary

After logging in, you will be directed to your mobile banking dashboard. To check your bank balance, follow these steps:

  1. Look for the “Account Summary” or “Balances” option. This is typically displayed prominently on the homepage.
  2. Tap on “Account Summary” to access detailed information about your USAA Bank accounts.

Step 4: Check Your Bank Balance

On the Account Summary page, you will find a list of your USAA Bank accounts, along with their current balances. Here’s how to check your bank balance:

  1. Identify the specific account for which you want to check the balance.
  2. Next to the account name, you will see the current balance listed. This balance reflects the most recent transactions and account activity.

Step 5: Additional Features

USAA Mobile Banking offers various features beyond checking your balance, including the ability to view recent transactions, transfer funds, pay bills, and set up account alerts. Explore these features to make the most of your mobile banking experience.


Checking your USAA Bank balance with your phone number is a convenient and secure way to manage your finances on the go. By following the steps outlined in this article, you can easily access your account information and stay informed about your balances from your mobile device. Always ensure the security of your mobile banking credentials and periodically update your password to protect your account. With USAA’s mobile banking services, you can confidently manage your finances with ease and peace of mind, anytime and anywhere.

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